Archive for October, 2007



Affordable home loans

Tuesday 23 October 2007 @ 10:56 pm

Think you can’t qualify for a home loan? Think again.

For years, 30-year fixed rate loans ruled the home buying roost. But many of us simply can’t afford the standard 20% down payment anymore. Thankfully, this is no longer required. You now have many more financial options:     * Zero Down: Allows you to skip saving for a down payment while retaining more cash for your house.

    * No PMI: Have less than 20% but don’t want to pay Private Mortgage Insurance? This home loan may be for you.

    * One-month PayOption ARM: Allows four flexible payments each month — minimum, interest-only, and 15-year or 30-year amortization.

    * Fixed Rate ARM: Offers lower fixed rate periods from 6 months up to 10 years.

    * Interest-Only: Pay as much — or as little — of your loan’s principal each month as you like; it offers great flexibility for those with inconsistent cash flow.

As you can see, there’s a home loan out there to fit just about every shape and size. Apply today and see what’s best for you.

Apply Now and Drive Off Today  

Tags: home loans




Why choose Qucken Loans

Tuesday 23 October 2007 @ 10:43 pm

Quicken Loans is one of the nation’s largest home mortgage lenders and was named “Best of the Web” by Forbes, Money and PC magazines.Quicken Loans offers over 100 loan programs for purchase, refinance and home equity. Their process is quick and easy. You can apply online in minutes. You can even sign your application and track the process of your loan online.

  • Over 20 years experience
  • Direct lender in 50 states
  • Great rates
  • Fast, easy, minimal paperwork

Find out that “The Easiest Way To Get A Home Loan” is with Quicken Loans, a name you trust.

Tags: home loan, quicken loans




What is an FHA loan, you ask?

Tuesday 23 October 2007 @ 10:34 pm

Good question. In all truthfulness, there really is no such thing as an “FHA loan.” The FHA doesn’t really fund your mortgage at all. In fact, the FHA doesn’t even buy or underwrite loans. The FHA provides mortgage insurance to help consumers become homeowners.

To put it another way, the FHA insures mortgage companies from losses so on the slight chance a buyer defaults on their mortgage, the home loan lenders will get their money. This encourages lenders to give mortgages to people who might not otherwise qualify for a loan. That’s pretty much it. To keep things simple, nearly all mortgage lenders, call any loans insured by the FHA, “FHA Loans.”

Do you want to refinance out of an ARM? Are you facing the threat of foreclosure because of rising mortgage payments? If so, the FHA Express may be the answer to your mortgage problems. The FHA Express is a great option if you are facing or in foreclosure.

FHA Express-The quick way to get an FHA loan!

Tags: FHA loan, FHA Express




An Inside Story About Mortgage Brokers

Tuesday 23 October 2007 @ 10:10 pm

This is an example of how mortgage insiders were working the system to pad their commission checks. This article illustrates how susceptible minorities were to some very clever schemes to get into a home.

More: continued here




Washington Mortgage - Follows Your Needs

Tuesday 23 October 2007 @ 10:10 pm

One can take a loan (from a lender) for his/her personal purchases or a business man can take money to repay the debts of his creditors and also to develop the business further. For that he/she must give something as a security to the lender. This is mainly known as Mortgage.

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Get Best Old-Age benefit With Florida Reverse Mortgage

Tuesday 23 October 2007 @ 10:10 pm

Seniors really need a plan customized to provide answer to their post retirement financial needs. The reverse mortgage is a time-tested program designed to allow senior homeowners to gain financial independence by borrowing against the equity in their homes.

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Low Home Mortgage Equity Loan Rates are Obtainable

Tuesday 23 October 2007 @ 10:10 pm

Finding an affordable rate when seeking a home mortgage equity loan is obviously very important. In this article I’ll explain what to look for and how to find a good home mortgage equity loan rate.

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Monitor Your Credit, Prevent Identity Theft

Tuesday 23 October 2007 @ 10:10 pm

I had my identity stolen! I became obsessive in my research to reduce the risk or prevent it from happening again. Don’t you be a victim too, learn from my experience.

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Refinancing a Mortgage After Bankruptcy

Tuesday 23 October 2007 @ 10:10 pm

It may be best to wait awhile before refinancing a mortgage after bankruptcy. There are many reasons you would want to wait. The most obvious reason is that after bankruptcy will lead to a steeper interest rate.

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Mortgages After Divorce

Tuesday 23 October 2007 @ 10:10 pm

When a marriage breaks down one of the biggest problem areas is finance. Each member of the couple has a feeling of insecurity immediately. Where, they wonder, will they live after separation and divorce? They will need to consider divorce mortgages - where the lender understands the situation from which the couple have come and does everything to help people make a new start.

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