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	<title>Apply For Credit Card, Loan, Insurance Free Quote</title>
	<link>http://www.creditcardshaven.com/blog</link>
	<description>Freedom Of Choice For Your Personal Finance</description>
	<pubDate>Fri, 29 Aug 2008 06:08:58 +0000</pubDate>
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		<title>Confidential Shredding Companies - Professionals in Identity Protection</title>
		<link>http://www.creditcardshaven.com/blog/identity-theft/confidential-shredding-companies-professionals-in-identity-protection</link>
		<comments>http://www.creditcardshaven.com/blog/identity-theft/confidential-shredding-companies-professionals-in-identity-protection#comments</comments>
		<pubDate>Fri, 29 Aug 2008 04:08:29 +0000</pubDate>
		<dc:creator>qpolash2003</dc:creator>
		
	<category>Identity Theft</category>
		<guid isPermaLink="false"></guid>
		<description><![CDATA[It&#8217;s hard to say when the term &#8220;Identity Theft&#8221; became a household phrase, but one thing is clear:  Identity theft is a very real crime that robs its victims not just of their names but of their time, good credit, and sense of security.   Luckily, there are ways to protect yourself and [...]]]></description>
			<content:encoded><![CDATA[<p>It&#8217;s hard to say when the term &#8220;<a href="http://click.linksynergy.com/fs-bin/click?id=C/WygikkFlE&#038;offerid=129915.10000006&#038;subid=0&#038;type=4"  class="alinks_links" onclick="return alinks_click(this);" title="life lock"  style="padding-right: 13px; background: url(http://www.creditcardshaven.com/blog/wp-content/plugins/alinks/images/external.png) center right no-repeat;" rel="external">Identity Theft</a>&#8221; became a household phrase, but one thing is clear:  Identity theft is a very real crime that robs its victims not just of their names but of their time, good credit, and sense of security.   Luckily, there are ways to protect yourself and your identity from thieves.</p>
<p><b>More:</b> <a target='_blank' href='http://ezinearticles.com/?Confidential-Shredding-Companies-Professionals-in-Identity-Protection&#038;id=1423318'> continued here </a>
</p>
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		<title>New Home Mortgage  -  How Credit Score Can Affect Your Lending Cost</title>
		<link>http://www.creditcardshaven.com/blog/real-estate/new-home-mortgage-how-credit-score-can-affect-your-lending-cost</link>
		<comments>http://www.creditcardshaven.com/blog/real-estate/new-home-mortgage-how-credit-score-can-affect-your-lending-cost#comments</comments>
		<pubDate>Fri, 29 Aug 2008 02:08:57 +0000</pubDate>
		<dc:creator>qpolash2003</dc:creator>
		
	<category>Real Estate</category>
		<guid isPermaLink="false"></guid>
		<description><![CDATA[New Home Mortgage is obtainable whether you have a high or low credit score. However, low credit score can cause interest rates to become higher thus also making monthly installments higher and more difficult to manage your lending.
More:  continued here 

]]></description>
			<content:encoded><![CDATA[<p>New Home <a href="http://www.anrdoezrs.net/click-1819729-10364581"  class="alinks_links" onclick="return alinks_click(this);" title="Apply for Mortgage"  style="padding-right: 13px; background: url(http://www.creditcardshaven.com/blog/wp-content/plugins/alinks/images/external.png) center right no-repeat;" rel="external">Mortgage</a> is obtainable whether you have a high or low credit score. However, low credit score can cause interest rates to become higher thus also making monthly installments higher and more difficult to manage your lending.</p>
<p><b>More:</b> <a target='_blank' href='http://ezinearticles.com/?New-Home-Mortgage-How-Credit-Score-Can-Affect-Your-Lending-Cost&#038;id=1438756'> continued here </a>
</p>
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			<wfw:commentRSS>http://www.creditcardshaven.com/blog/real-estate/new-home-mortgage-how-credit-score-can-affect-your-lending-cost/feed/</wfw:commentRSS>
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		<item>
		<title>Protect Your Identity and Credit Score With These Simple Tips</title>
		<link>http://www.creditcardshaven.com/blog/identity-theft/protect-your-identity-and-credit-score-with-these-simple-tips</link>
		<comments>http://www.creditcardshaven.com/blog/identity-theft/protect-your-identity-and-credit-score-with-these-simple-tips#comments</comments>
		<pubDate>Fri, 29 Aug 2008 04:08:24 +0000</pubDate>
		<dc:creator>qpolash2003</dc:creator>
		
	<category>Identity Theft</category>
		<guid isPermaLink="false"></guid>
		<description><![CDATA[Each year millions of Americans are finding themselves victims of identity theft. For some, it can take years to fix the damage done and repair their credit score and financial reputation. The losses of money, financial opportunities or loan opportunities can be devastating. For most of these victims, it can take a long time before [...]]]></description>
			<content:encoded><![CDATA[<p>Each year millions of Americans are finding themselves victims of <a href="http://click.linksynergy.com/fs-bin/click?id=C/WygikkFlE&#038;offerid=129915.10000006&#038;subid=0&#038;type=4"  class="alinks_links" onclick="return alinks_click(this);" title="life lock"  style="padding-right: 13px; background: url(http://www.creditcardshaven.com/blog/wp-content/plugins/alinks/images/external.png) center right no-repeat;" rel="external">identity theft</a>. For some, it can take years to fix the damage done and repair their credit score and financial reputation. The losses of money, financial opportunities or loan opportunities can be devastating. For most of these victims, it can take a long time before they even realize that their credit or reputation has been hijacked. For some people, they have to be notified by their <a href="http://www.creditcardshaven.com"  class="alinks_links" onclick="return alinks_click(this);" title="Apply for credit card"  style="padding-right: 13px; background: url(http://www.creditcardshaven.com/blog/wp-content/plugins/alinks/images/external.png) center right no-repeat;" rel="external">credit card</a> company of suspicious activity or they simply fill out an application for a loan and are denied.</p>
<p><b>More:</b> <a target='_blank' href='http://ezinearticles.com/?Protect-Your-Identity-and-Credit-Score-With-These-Simple-Tips&#038;id=1339198'> continued here </a>
</p>
]]></content:encoded>
			<wfw:commentRSS>http://www.creditcardshaven.com/blog/identity-theft/protect-your-identity-and-credit-score-with-these-simple-tips/feed/</wfw:commentRSS>
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		<item>
		<title>Some Refinance Loan Tips to Get Better Rates</title>
		<link>http://www.creditcardshaven.com/blog/real-estate/some-refinance-loan-tips-to-get-better-rates</link>
		<comments>http://www.creditcardshaven.com/blog/real-estate/some-refinance-loan-tips-to-get-better-rates#comments</comments>
		<pubDate>Fri, 29 Aug 2008 02:08:34 +0000</pubDate>
		<dc:creator>qpolash2003</dc:creator>
		
	<category>Real Estate</category>
		<guid isPermaLink="false"></guid>
		<description><![CDATA[It&#8217;s not enough that you depend on a mortgage broker to take care of all your refinancing affairs for you. It&#8217;s rare that you can find a broker who is after your welfare first and their commission second. Brokers are recommended for certain special instances, such as when you have a poor credit rating and [...]]]></description>
			<content:encoded><![CDATA[<p>It&#8217;s not enough that you depend on a <a href="http://www.anrdoezrs.net/click-1819729-10364581"  class="alinks_links" onclick="return alinks_click(this);" title="Apply for Mortgage"  style="padding-right: 13px; background: url(http://www.creditcardshaven.com/blog/wp-content/plugins/alinks/images/external.png) center right no-repeat;" rel="external">mortgage</a> broker to take care of all your refinancing affairs for you. It&#8217;s rare that you can find a broker who is after your welfare first and their commission second. Brokers are recommended for certain special instances, such as when you have a poor credit rating and need help in connecting with <a href="http://www.jdoqocy.com/click-1819729-10307221"  class="alinks_links" onclick="return alinks_click(this);" title=""  style="padding-right: 13px; background: url(http://www.creditcardshaven.com/blog/wp-content/plugins/alinks/images/external.png) center right no-repeat;" rel="external">lenders</a>, but otherwise, you may be able to successfully find a lender on your own.</p>
<p><b>More:</b> <a target='_blank' href='http://ezinearticles.com/?Some-Refinance-Loan-Tips-to-Get-Better-Rates&#038;id=1428897'> continued here </a>
</p>
]]></content:encoded>
			<wfw:commentRSS>http://www.creditcardshaven.com/blog/real-estate/some-refinance-loan-tips-to-get-better-rates/feed/</wfw:commentRSS>
		</item>
		<item>
		<title>If Wallet is Stolen, Use These Tips</title>
		<link>http://www.creditcardshaven.com/blog/identity-theft/if-wallet-is-stolen-use-these-tips</link>
		<comments>http://www.creditcardshaven.com/blog/identity-theft/if-wallet-is-stolen-use-these-tips#comments</comments>
		<pubDate>Fri, 29 Aug 2008 02:08:37 +0000</pubDate>
		<dc:creator>qpolash2003</dc:creator>
		
	<category>Identity Theft</category>
		<guid isPermaLink="false"></guid>
		<description><![CDATA[A stolen wallet is a problem. But you&#8217;ll have bigger problems if it turns into full-blown identity theft.  Identity theft occurs, among other things, when a thief takes your personal information and uses it to open new credit accounts.
More:  continued here 

]]></description>
			<content:encoded><![CDATA[<p>A stolen wallet is a problem. But you&#8217;ll have bigger problems if it turns into full-blown <a href="http://click.linksynergy.com/fs-bin/click?id=C/WygikkFlE&#038;offerid=129915.10000006&#038;subid=0&#038;type=4"  class="alinks_links" onclick="return alinks_click(this);" title="life lock"  style="padding-right: 13px; background: url(http://www.creditcardshaven.com/blog/wp-content/plugins/alinks/images/external.png) center right no-repeat;" rel="external">identity theft</a>.  Identity theft occurs, among other things, when a thief takes your personal information and uses it to open new credit accounts.</p>
<p><b>More:</b> <a target='_blank' href='http://ezinearticles.com/?If-Wallet-is-Stolen,-Use-These-Tips&#038;id=1418388'> continued here </a>
</p>
]]></content:encoded>
			<wfw:commentRSS>http://www.creditcardshaven.com/blog/identity-theft/if-wallet-is-stolen-use-these-tips/feed/</wfw:commentRSS>
		</item>
		<item>
		<title>Reverse Mortgage Refinance - Home Ownership Help For Retirement, Debt Consolidation and Cash Out</title>
		<link>http://www.creditcardshaven.com/blog/real-estate/reverse-mortgage-refinance-home-ownership-help-for-retirement-debt-consolidation-and-cash-out</link>
		<comments>http://www.creditcardshaven.com/blog/real-estate/reverse-mortgage-refinance-home-ownership-help-for-retirement-debt-consolidation-and-cash-out#comments</comments>
		<pubDate>Fri, 29 Aug 2008 05:08:58 +0000</pubDate>
		<dc:creator>qpolash2003</dc:creator>
		
	<category>Real Estate</category>
		<guid isPermaLink="false"></guid>
		<description><![CDATA[Reverse Mortgages help older Americans utilize the equity they have in their home to enjoy what they have worked so hard to accomplish. Homeowners 62 years can use a Reverse Mortgage to consolidate debts, pay for taxes and medical expense, home improvements, or a number of other financial needs. The process is simple and allows [...]]]></description>
			<content:encoded><![CDATA[<p>Reverse Mortgages help older Americans utilize the equity they have in their home to enjoy what they have worked so hard to accomplish. Homeowners 62 years can use a Reverse <a href="http://www.anrdoezrs.net/click-1819729-10364581"  class="alinks_links" onclick="return alinks_click(this);" title="Apply for Mortgage"  style="padding-right: 13px; background: url(http://www.creditcardshaven.com/blog/wp-content/plugins/alinks/images/external.png) center right no-repeat;" rel="external">Mortgage</a> to consolidate debts, pay for taxes and medical expense, home improvements, or a number of other financial needs. The process is simple and allows seniors to enjoy retirement, instead of worrying about their financial future.</p>
<p><b>More:</b> <a target='_blank' href='http://ezinearticles.com/?Reverse-Mortgage-Refinance-Home-Ownership-Help-For-Retirement,-Debt-Consolidation-and-Cash-Out&#038;id=1424762'> continued here </a>
</p>
]]></content:encoded>
			<wfw:commentRSS>http://www.creditcardshaven.com/blog/real-estate/reverse-mortgage-refinance-home-ownership-help-for-retirement-debt-consolidation-and-cash-out/feed/</wfw:commentRSS>
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		<item>
		<title>Adverse Credit Mortgage - Why Consolidate?</title>
		<link>http://www.creditcardshaven.com/blog/real-estate/adverse-credit-mortgage-why-consolidate</link>
		<comments>http://www.creditcardshaven.com/blog/real-estate/adverse-credit-mortgage-why-consolidate#comments</comments>
		<pubDate>Fri, 29 Aug 2008 05:08:45 +0000</pubDate>
		<dc:creator>qpolash2003</dc:creator>
		
	<category>Real Estate</category>
		<guid isPermaLink="false"></guid>
		<description><![CDATA[After speaking to a number of homeowner clients who have been advised by a well known debt advice charity to NEVER consolidate any debts into their mortgage I thought I would put something out there from the clients point of view - or at least the clients I have spoken to about why they may [...]]]></description>
			<content:encoded><![CDATA[<p>After speaking to a number of homeowner clients who have been advised by a well known debt advice charity to NEVER consolidate any debts into their <a href="http://www.anrdoezrs.net/click-1819729-10364581"  class="alinks_links" onclick="return alinks_click(this);" title="Apply for Mortgage"  style="padding-right: 13px; background: url(http://www.creditcardshaven.com/blog/wp-content/plugins/alinks/images/external.png) center right no-repeat;" rel="external">mortgage</a> I thought I would put something out there from the clients point of view - or at least the clients I have spoken to about why they may want to consider clearing bad debt and starting a fresh. Based on my conversations with numerous people, I get the impression that the charities advising clients never to consolidate debts that they think clients enjoy both the stigma that goes&#8230;</p>
<p><b>More:</b> <a target='_blank' href='http://ezinearticles.com/?Adverse-Credit-Mortgage-Why-Consolidate?&#038;id=1027300'> continued here </a>
</p>
]]></content:encoded>
			<wfw:commentRSS>http://www.creditcardshaven.com/blog/real-estate/adverse-credit-mortgage-why-consolidate/feed/</wfw:commentRSS>
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		<item>
		<title>Prevent Identity Theft With Fraud Alert</title>
		<link>http://www.creditcardshaven.com/blog/identity-theft/prevent-identity-theft-with-fraud-alert</link>
		<comments>http://www.creditcardshaven.com/blog/identity-theft/prevent-identity-theft-with-fraud-alert#comments</comments>
		<pubDate>Fri, 29 Aug 2008 05:08:55 +0000</pubDate>
		<dc:creator>qpolash2003</dc:creator>
		
	<category>Identity Theft</category>
		<guid isPermaLink="false"></guid>
		<description><![CDATA[You are not immune from identity theft. Experts say its not if your personal information is stolen its when. Is there a way to protect against being victimized by identity thieves?
More:  continued here 

]]></description>
			<content:encoded><![CDATA[<p>You are not immune from <a href="http://click.linksynergy.com/fs-bin/click?id=C/WygikkFlE&#038;offerid=129915.10000006&#038;subid=0&#038;type=4"  class="alinks_links" onclick="return alinks_click(this);" title="life lock"  style="padding-right: 13px; background: url(http://www.creditcardshaven.com/blog/wp-content/plugins/alinks/images/external.png) center right no-repeat;" rel="external">identity theft</a>. Experts say its not if your personal information is stolen its when. Is there a way to protect against being victimized by identity thieves?</p>
<p><b>More:</b> <a target='_blank' href='http://ezinearticles.com/?Prevent-Identity-Theft-With-Fraud-Alert&#038;id=556769'> continued here </a>
</p>
]]></content:encoded>
			<wfw:commentRSS>http://www.creditcardshaven.com/blog/identity-theft/prevent-identity-theft-with-fraud-alert/feed/</wfw:commentRSS>
		</item>
		<item>
		<title>Mortgage Rates - Mobile Home Loans - In a Slow Economy, Mobile Homes Are Looking Good</title>
		<link>http://www.creditcardshaven.com/blog/real-estate/mortgage-rates-mobile-home-loans-in-a-slow-economy-mobile-homes-are-looking-good</link>
		<comments>http://www.creditcardshaven.com/blog/real-estate/mortgage-rates-mobile-home-loans-in-a-slow-economy-mobile-homes-are-looking-good#comments</comments>
		<pubDate>Fri, 29 Aug 2008 02:08:05 +0000</pubDate>
		<dc:creator>qpolash2003</dc:creator>
		
	<category>Real Estate</category>
		<guid isPermaLink="false"></guid>
		<description><![CDATA[There was a time when experts said that a mobile home was a bad investment.  In years past, a home built on a foundation was considered to be the best place to put your money.  Foundation homes, for many years, grew in value (appreciated) over time.  Mobile homes go down in value [...]]]></description>
			<content:encoded><![CDATA[<p>There was a time when experts said that a mobile home was a bad investment.  In years past, a home built on a foundation was considered to be the best place to put your money.  Foundation homes, for many years, grew in value (appreciated) over time.  Mobile homes go down in value (depreciate) over time.</p>
<p><b>More:</b> <a target='_blank' href='http://ezinearticles.com/?Mortgage-Rates-Mobile-Home-Loans-In-a-Slow-Economy,-Mobile-Homes-Are-Looking-Good&#038;id=1431351'> continued here </a>
</p>
]]></content:encoded>
			<wfw:commentRSS>http://www.creditcardshaven.com/blog/real-estate/mortgage-rates-mobile-home-loans-in-a-slow-economy-mobile-homes-are-looking-good/feed/</wfw:commentRSS>
		</item>
		<item>
		<title>Identity Theft Detection and Defense</title>
		<link>http://www.creditcardshaven.com/blog/identity-theft/identity-theft-detection-and-defense</link>
		<comments>http://www.creditcardshaven.com/blog/identity-theft/identity-theft-detection-and-defense#comments</comments>
		<pubDate>Fri, 29 Aug 2008 04:08:14 +0000</pubDate>
		<dc:creator>qpolash2003</dc:creator>
		
	<category>Identity Theft</category>
		<guid isPermaLink="false"></guid>
		<description><![CDATA[Identity theft is a growing crime in this country.  Thieves can ruin credit reports, job opportunities, and even lives.  There are way to protect yourself.
More:  continued here 

]]></description>
			<content:encoded><![CDATA[<p><a href="http://click.linksynergy.com/fs-bin/click?id=C/WygikkFlE&#038;offerid=129915.10000006&#038;subid=0&#038;type=4"  class="alinks_links" onclick="return alinks_click(this);" title="life lock"  style="padding-right: 13px; background: url(http://www.creditcardshaven.com/blog/wp-content/plugins/alinks/images/external.png) center right no-repeat;" rel="external">Identity theft</a> is a growing crime in this country.  Thieves can ruin credit reports, job opportunities, and even lives.  There are way to protect yourself.</p>
<p><b>More:</b> <a target='_blank' href='http://ezinearticles.com/?Identity-Theft-Detection-and-Defense&#038;id=1404634'> continued here </a>
</p>
]]></content:encoded>
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