http://www.creditcardshaven.com/blog Freedom Of Choice For Your Personal Finance Sat, 13 Mar 2010 13:24:49 +0000 http://backend.userland.com/rss092 en Discover® More® Card - $50 Cashback Bonus® This card has a 0% intro APR on balance transfers for a FULL 12 months and purchases for a FULL 6 months and offers up to 5% rewards in certain categories. In addition to this, cardholders can get $50 Cashback Bonus after they charge ... http://www.creditcardshaven.com/blog/credit-cards/offer-highlights As a consumer in the United States, the Federal Government decided back in 2003 that you are entitled to receive a free annual credit report so you can monitor your credit and your credit rating. The FACT Act was passed unanimously so that all Americans could get a free ... http://www.creditcardshaven.com/blog/personal-finance/free-annual-credit-report When we refer to consumer credit, we are talking about the use of credit to finance transactions without having to pay the full amount of the merchandise at the time of checkout. The most common form of consumer credit is a credit card issued by a financial institution. Merchants may ... http://www.creditcardshaven.com/blog/personal-finance/consumer-credit-4 You’ve been using that little plastic credit card more than you should have and now find yourself saddled with huge credit debt and no relief in sight. But don’t despair. The truth is that there IS relief for people who have a large amount of credit card debt. ... http://www.creditcardshaven.com/blog/personal-finance/credit-card-debt-relief-3 If you have less than perfect credit and want to repair it back to a positive state, you may want to enlist the help of a credit repair counselor. What is a credit repair counselor? I call it my mother since she’s a whiz with budgets and money. ... http://www.creditcardshaven.com/blog/personal-finance/credit-repair-counselor-2 Have you found yourself in trouble with credit card debt and want help with debt consolidation? Then I have good news for you! There are all sorts of places that can offer you help with your credit card debt through debt consolidation loans. Sometimes when you are ... http://www.creditcardshaven.com/blog/personal-finance/help-with-credit-card-debt-consolidation If you have found yourself overwhelmed by credit card debt, you might want to seek out the services of a consumer credit card counseling service. They actually are a part of consumer credit counseling services that are available to consumers all over the world. They can help with ... http://www.creditcardshaven.com/blog/personal-finance/consumer-credit-card-counseling-services-3 There are three credit report bureaus where you can obtain your free online credit report, one of which is Equifax. Equifax could very well be one of the oldest credit reporting bureaus around as they have been providing lenders with credit reporting services for over one hundred years! ... http://www.creditcardshaven.com/blog/personal-finance/equifax-free-online-credit-report-2 If you have bad credit, you might think that it is impossible for you to obtain a credit card. Let’s start out by saying that if you have bad credit, the only possible reason could have for wanting another credit card is to try and rebuild your credit rather ... http://www.creditcardshaven.com/blog/personal-finance/credit-cards-for-bad-credit Is it possible for people with bad credit to get loans in their name? You’d think not, wouldn’t you? After all, people with bad credit have a history of not paying off previous loans which makes them bad credit risks – right? They’ve gotten into trouble with ... http://www.creditcardshaven.com/blog/personal-finance/loans-for-people-with-bad-credit